Represented national credit reporting agency in FCRA litigation and other consumer credit claims.
Successfully briefed and argued motions to dismiss and other dispositive motions on behalf of national credit reporting agency.
Successfully negotiated zero-dollar dismissals and other favorable settlements in consumer credit litigation.
Provided lender defense in consumer lawsuits concerning wrongful sequestration, conversion, deceptive trade practices and debt collection practices.
Represented lenders in foreclosure and collection lawsuits.
Served as legal counsel in the compliance audit and loan servicing practices review of a large publicly-traded national mortgage servicer by the California Department of Business Oversight.
Advised mortgage originator/servicer on multi-state litigation, including review of pleadings, coordination of pre-trial activities and motions, production of discovery, and strategy concerning hearings, trial, and appeal.
Advised mortgage originator/servicer on the business impact of the CFPB Mortgage Servicing Rules and assisted with changes in policies and procedures.
Advised mortgage originator/servicer on internal operations and production department processes to comply with all applicable mortgage loan origination/servicing laws and investor guidelines.
Advised mortgage originator/servicer on internal QC findings and monitored remediation and self-reporting efforts with respect to the company’s originations channels.
Advised mortgage originator/servicer on company’s loss mitigation activities pursuant to repurchase demands and HUD PETR/VA deficiency claims. Responsible for the development of a team of underwriters that performed forensic analysis in connection with investor/agency repurchase/indemnification claims.
Advised mortgage originator/servicer on recovery efforts against correspondent lenders and brokers, i.e., contract disputes and remediation efforts related to unsalable loans, early payment default, early payoff, pair-offs, trailing documents, escrow shortages etc.