Marcie Schout is an insurance coverage lawyer who counsels insurers through the full life cycle of a coverage dispute — from the first notice of a claim to the resolution of complex coverage litigation. Clients rely on her for clear, practical advice grounded in a close reading of the policy and the governing law, and for persuasive advocacy when coverage issues reach the courtroom. Marcie regularly advises insurers regarding coverage issues under a wide range of insurance policies, delivering coverage opinions that cut through ambiguity and give clients a reliable basis for their next decision. This work includes analyzing the duty to defend and the duty to indemnify, assessing exclusions and conditions, evaluating notice and tender issues, advising on reservation-of-rights positions and evaluating duties around settlement in light of time-limit settlement demands. When coverage disputes turn into coverage litigation, Marcie represents clients in state and federal courts.
Marcie also represents insurers in first-party property disputes. This practice spans the evaluation and resolution of property loss claims, disputes over the scope and valuation of covered losses, causation and exclusion issues, and the conditions and proof-of-loss requirements that govern first-party recovery. Marcie brings the same rigorous policy analysis and practical judgment to these matters, guiding clients toward efficient resolution of matters when possible, while remaining prepared to litigate when necessary.